"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Secure Your Profits... When You Buy...
Our goal is to help you walk away from the closing table with thousands of dollars of equity! Negotiating with an emotionally attached home owner is a delicate art. Having a third party advocate on your side, with years of negotiating experience, always pays dividends
Past Clients
jacklin delyayi
buyer
shamiran yohanah
buyer
farid ramazani
buyer
Reviews
Very diligent and compassionate agent. I highly recommend her for first home buyers. We are still in contact with him to ask questions about the property we purchased and she is always welcoming.
Farid Ramazani
beyond my expectations I was so lucky that I selected Valentina Sabour as my buying agent, she is assertive, goal directed, super-energetic, sharp and very professional. She worked very smart and hard to make sure my dream property to be sold to me. Of note, for buying that property there was several obstacles thrown on my way of buyers by its selling agent However, Valentina as my buying agent with a remarkable patience, diligence and her inquisitive nature without any regress from our goal or any despair in following the goal she solved these obstacles one by one in a timely manner. I am sure if I had hired another buying agent never ever I could buy that property. Thus, I am very grateful to her.
jacklin delyayi
Valantina is highly active and knowledgable Agent you could ever asked for. She will get your dream come through by working so hard by side until the mission is accomplished.
